Despite the fact that an electric scooter does not meet the technical definition of a “motor vehicle” by Florida law, the U.S. Court of Appeals for the 11th Circuit held that does not exempt an auto insurer from having to payout uninsured motorist (UM) benefits.
The court’s recent ruling in State Farm v. Spangler reversed the trial court’s previous grant of summary judgment in favor of the insurer.
The car insurance company had argued that its uninsured motorist policies were reserved solely for accidents caused by motor vehicles – which are defined in Florida’s Financial Responsibility Law as well as in the uninsured motorist statute.